I have a deep and passionate hatred for my mortgage company. I’ve talked about it before on some posts and forums, and today I’ve decided to share the entire annoying story. Â Now in the interest of not getting sued, or getting nasty e-mails/letters, I’m going to use a pseudonym for my mortgage company. I’ll call …
Today I want to introduce you to the “secret” technique used by millionaires who don’t budget. Now, don’t get me wrong – budgeting every dollar is an amazing strategy. Giving every dollar a specific job, before you start spending, is hugely helpful in getting a handle on your finances. The majority of millionaires budget, according to …
The “Secret” Technique of Millionaires Who Don’t Budget Read More »
Many personal finance (PF) bloggers talk a lot about their savings rate. There’s a lot of debate within the community on how to calculate it, and some bragging about whose is larger. If you’re just starting out saving and investing, it can be intimidating to read about all these people saving 50, 60, or 70% …
The past few weeks, my mortgage company has been sending me increasingly urgent e-mails, telling me that the feds are going to be raising rates shortly and I better hurry and refinance my loan! Side note – yeah, they want me to refinance my 2.75% mortgage into something higher. Oh, and take out tens of …
Your job – how’s it going? Is it just pretty good, but not great? It pays the bills, but you wish you could make some changes at work. Maybe you disagree with some policies, think your boss isn’t making the right calls, or feel frustrated that you can’t accomplish what you want. But you’re down …
Using Your Bonus and Raise To Break The Golden Handcuffs Read More »
If you’re into personal finance and investing like I am, you’ve likely heard of “The Latte Factor.” Â This is the concept first made famous by David Bach, the bestselling author of “Smart Women Finish Rich” and “The Automatic Millionaire.” The examples he uses in his books are of people who usually pick up a latte …
Use Your Latte Factor to Snowball Your Way to Millions Read More »
