We all know that we “should” prepare for emergencies, but we really think that they can’t happen to us. Unfortunately my friend and fellow blogger Dad, Dollars, Debts and his family lost his home and all his possessions in the CA wildfires. In his honor, I rallied many of our fellow bloggers to publish a chain of posts all about preparing for emergencies.
Good morning (or afternoon or evening, depending on when you’re reading this)! Today I decided to write a bit about my love of my 15 year mortgage. You might remember that I wrote last week about how much I hate my mortgage company, code named “Death Star” for their determination to destroy my personal finances. […]
I have a deep and passionate hatred for my mortgage company. I’ve talked about it before on some posts and forums, and today I’ve decided to share the entire annoying story. Now in the interest of not getting sued, or getting nasty e-mails/letters, I’m going to use a pseudonym for my mortgage company. I’ll call […]
Today I want to introduce you to the “secret” technique used by millionaires who don’t budget. Now, don’t get me wrong – budgeting every dollar is an amazing strategy. Giving every dollar a specific job, before you start spending, is hugely helpful in getting a handle on your finances. The majority of millionaires budget, according to […]
Many personal finance (PF) bloggers talk a lot about their savings rate. There’s a lot of debate within the community on how to calculate it, and some bragging about whose is larger. If you’re just starting out saving and investing, it can be intimidating to read about all these people saving 50, 60, or 70% […]
The past few weeks, my mortgage company has been sending me increasingly urgent e-mails, telling me that the feds are going to be raising rates shortly and I better hurry and refinance my loan! Side note – yeah, they want me to refinance my 2.75% mortgage into something higher. Oh, and take out tens of […]