Doesn’t “optimizing your expenses” sound so much more fun and important than cutting your budget? I think so, and that’s the perspective I like to take on finding places to cut back on expenses. So far I’ve talked about making your plan to pay off non-deductible debt, protecting yourself and your family (both your personal […]
Optimizing Your Expenses – One of the Keys to Financial Freedom Read More »
I love a good bargain – don’t you? But as a busy, full-time breadwinning mom of three, I don’t have time for things like extreme couponing and shopping at three different grocery stores to score the lowest prices. When I’m FI, I bet I’ll be doing those things for fun! (Admittedly, I have an odd
Unfortunately this week I didn’t get a chance to head over to the library, so I don’t have a new book today. But I have read a few articles on personal finance that I thought were interesting, and want to share them with you for your Saturday morning ready. So grab a cup of coffee,
Saturday Reading – Student Loans, Death, and Retirement Read More »
So far this week I’ve talked about the foundation to financial freedom, and detailed how calculating your net worth is the best starting point. Now I’ll talk about pulling together your statement of cash flows. What is a statement of cash flow, you might be wondering? It’s a concept companies use to do something simple:
Know Your Cash Flow – Not a Budget Read More »
On Monday I wrote about the financial pyramid, and the importance of knowing yourself as the foundation to financial freedom. Today I’m going to talk a bit more about net worth, and share the outcome of my quarterly net worth process. I wrote a bit about my quarterly net worth process before. To be honest, I’m
Knowing Yourself – Your Balance Sheet – 2016 Financial Report Read More »
Lately I’m dreaming about mortgage freedom. This may be surprising – after all, my mortgage only has less than 12 years left at 2.75%. The balance over the past three years (since it started-it’s a 15 year) has dropped almost $50k. Every month the balance goes down by over a thousand dollars, thanks to the
Why I want to be free of my 2.75% mortgage in five years Read More »
