I have been the proud owner of an Ooma Telo for the past four years now. Before getting the Ooma, we had our home phone first through the actual telephone company with a real phone line (I’m old, I know), and then through a VOIP (Voice Over Internet Protocol, or internet phone) setup with the […]
Ode to Ooma – Why I Still Have A Home Phone Read More »
Today I want to introduce you to the “secret” technique used by millionaires who don’t budget. Now, don’t get me wrong – budgeting every dollar is an amazing strategy. Giving every dollar a specific job, before you start spending, is hugely helpful in getting a handle on your finances. The majority of millionaires budget, according to
The “Secret” Technique of Millionaires Who Don’t Budget Read More »
“Live like no one else, and you can live like no one else.” Dave Ramsey The American way is to not save (about 7 in 10 have less than $1,000 in savings), to take on debt (average credit card debt for households with a balance is over $16k), and to feel like we can “never retire”
Embrace Your Frugal Weirdo Read More »
One of my favorite stories of all time is that of the philosopher Diogenes. It’s brief, but powerful if you think of the financial message behind it. The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering the king. Said Aristippus, ‘If you
Learn To Live On Lentils, and You Will Become Financially Free Read More »
It’s Money Mondays, and today I thought I’d weigh in with my experience in the “home ownership” vs. “renting” debate with my story. You see, I’ve been a homeowner with a mortgage since a few months after I turned 20 years old. I’m using “homeowner” a bit loosely here, since my first “home” was actually
How I made $65k in Five Years by Buying Instead of Renting Read More »
In order to master your financial life, you need to spend less than you make – right? Interestingly, there are two ways to do that, and one might lead to higher spending than the other. When people talk about saving money, what are they usually referring to? Saving money on a vacation Using coupons to
Stop Spending to “Save” Money – Active Versus Passive Frugality Read More »
