Even though a lot of folks in the financial media will tell you to delay retirement until 70, there’s a good reason to plan a much earlier retirement than that. In fact, everyone should be prepared to retire early – even if they don’t want to. I’m going to educate you on the cold hard facts about why planning to work into your late 60’s or 70’s will not work. -and what you can do about it.
Why Everyone Should Plan To Retire Early Read More »
Have you ever gotten stuck in the cone of financial uncertainty? Or perhaps knocked around by it? Let me explain. When I was in my late teens and early 20’s, I was absolutely obsessed with personal finance and investing. I read every book I could get my hands on. I lurked on financial forums once
Dealing With The Cone Of Financial Uncertainty – Agile Financial Roadmap Read More »
I’ve always been a fan of retirement calculators, but found many of them lacking. Inspired by an older viral YouTube video that I somehow just saw now, I decided to climb #calculatormountain and slog through twenty six retirement calculators. What did I like? What did I hate? And what was I doing all day while running the numbers? Stop in and see.
The Best Retirement Calculator Review – I Review 26 In One Day (#calculatormountain) Read More »
Hanging around personal finance blogs, forums, and websites, you may get the impression that everyone is doing financially better than you are. Recent backlash around a Fidelity report that you should have twice your income saved by 35 got me thinking about how to evaluate financial advice you read online, productive and unproductive responses to advice you don’t like hearing, and what a path forward might look like.
By Age 35, You Should Know Comparison Is The Thief Of Joy Read More »
We’ve all likely heard of the Trinity study – the study that led to the 4% rule, or having 25 times your expenses saved. But have you actually read the Trinity study? Did you ever wonder how it applies to women, or early retirees? And have you heard of William Bengen, the financial advisor who laid the groundwork for the Trinity study? Well you’re in for a treat today.
Trinity Study, William Bengen, Safe Withdrawal Rates – Women and Early Retirement Read More »
As I’ve read through my fellow personal finance blogger net worth statements recently, I’ve noticed one thing they all have in common. They’re all down for the month. Given this, I thought it was the perfect time to introduce you all to my top tip for dealing with a down market. I call it my
Ostrich Strategy – Top Tip for a Down Market Read More »
