Your job – how’s it going? Is it just pretty good, but not great? It pays the bills, but you wish you could make some changes at work. Maybe you disagree with some policies, think your boss isn’t making the right calls, or feel frustrated that you can’t accomplish what you want. But you’re down […]
Using Your Bonus and Raise To Break The Golden Handcuffs Read More »
If you’re into personal finance and investing like I am, you’ve likely heard of “The Latte Factor.” This is the concept first made famous by David Bach, the bestselling author of “Smart Women Finish Rich” and “The Automatic Millionaire.” The examples he uses in his books are of people who usually pick up a latte
Use Your Latte Factor to Snowball Your Way to Millions Read More »
This past weekend I was driving my three boys to a family birthday party. We were listening to Pandora in the car-specifically the Final Fantasy music channel (why yes, we’re a family of video game geeks. Don’t judge). Since I’m too cheap to spring for the ad-free version of Pandora, we were also treated to some
Your Tax Refund is Not a Reward Read More »
Doesn’t “optimizing your expenses” sound so much more fun and important than cutting your budget? I think so, and that’s the perspective I like to take on finding places to cut back on expenses. So far I’ve talked about making your plan to pay off non-deductible debt, protecting yourself and your family (both your personal
Optimizing Your Expenses – One of the Keys to Financial Freedom Read More »
I love a good bargain – don’t you? But as a busy, full-time breadwinning mom of three, I don’t have time for things like extreme couponing and shopping at three different grocery stores to score the lowest prices. When I’m FI, I bet I’ll be doing those things for fun! (Admittedly, I have an odd
A college compact can help you to set priorities and goals for college saving and spending. It’s an agreement you make with yourself and your kids on what you will-and won’t-do when it comes to college. Laying this out ahead of time is a great way to make sure everyone’s on the same page, expectations are set correctly, and you both are clear on what the families priorities are.
Creating Your College Compact in Five Easy Steps Read More »
