Our family of five – myself, my husband, and our three boys – enjoy having fun on holidays just as much as anyone else. But we don’t like to break the bank while doing it. Check out this round up of all the fun, frugal, and creative things we do here at CMO central for various holidays.

Valentines (1)

Valentines day is an awesome day to save money. Check out how personal finance folks from around the web celebrate, and  the awesome homemade Valentines and sugar cookies we had planned for the holiday.


Around here Easter is a bit of a rough time. My grandmother passed away the day after Easter several years ago, and when my husband almost died of septic shock, he was unable to come home for Easter. But despite all that, I still try to make it an awesome and fun holiday for my boys.

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As a mother, I can definitively say I would much rather have financial freedom than expensive flowers. Most mothers would prefer you be thoughtful rather than spend money. So honor your mom by gifting financial freedom. I’ve written on other sites more about this day – check out some of my bad Mother’s Day Gift Ideas and how to get back to the real meaning of mothers day.

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For the Fourth, we like to have a lot of fun, but not spend a lot of money. Whether it’s having a cookout, going to a free fireworks show, making red white and blue sugar cookies, or other things, the Fourth is always fun around here! In this article I talk about nine ideas you can try to celebrate frugally.


Homemade and consignment costumes, dollar store decorations, and homemade Halloween cookies – we have a blast and don’t break the bank. Even with three boys running around, you can be fun and festive while still being frugal. You can also check out my Halloween spending infographic, and more about spending – and ideas for saving –  for the holiday. Halloween can be one of the most fun and frugal holidays around!


This is by its very nature one of the most frugal holidays around. If you’re interested in some finance with your turkey, why not check out some interesting Thanksgiving financial facts? Or you can check out what personal finance bloggers do for Black Friday.


Christmas doesn’t have to break the bank. Here I give fun frugal Christmas fun ideas, and lets not forget about Christmas spending facts and tips for busy working moms. I’ve even stopped by another site to give five frugal Christmas ideas. And I once created an amazing Nintendo Christmas World in my front yard – learning new skills and having fun at the same time.

Buying secondhand is second nature in my house, but is a secondhand Christmas a frugal bridge too far? I don’t think so – in the right circumstance it can be a perfect, thoughtful idea.

Christmas clubs were popular in the past – and they can still work today. See how I use a Christmas club like process to save for the holiday.

If you’re tired of Christmas materialism, how about doing acts of kindness instead of getting more stuff?

And if you’re stumped for a gift for the grandma (or grandpa) who has everything, why don’t you make them a memory book? Honestly, the memory book is the best idea I’ve ever thought of. It was personal, meaningful, and a comfort to my grandmother in her final days.

Ringing in the new year is a blast here at CMO central. Check out how we celebrate with our own little “party” at home. Or you can see what other personal finance bloggers do for fun at the new year.

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