Hello there. I’m Liz.

A Bit About Me

I started Chief Mom Officer back in late 2016, when I was a 36 year old technology project manager tired of personal finance blogs being all about white men – and blogs for women being all about couponing and saving money. I’m a certified money nerd who has been reading and thinking about this stuff since I was a broke teenager and a young mom (pregnant my last semester of college, in fact). One of my biggest inspirations when I was starting my career was reading the stories of successful working moms, and the stories of others growing their net worth to strive for financial independence. I started this site originally to share my story, and the stories of others, in hopes of helping others like I had been helped myself.

Today, I’m 41 years old. I have three wonderful boys – ages 18, 14, and 7 – and have been married to my husband for a little over twenty years now. When I started this blog he was a stay at home dad while I worked full time in technology. Over the last five years he’s gotten a part time job, and then a full time one at a nursing home, but I’ve remained the breadwinner.

At this site I write about personal finance, working motherhood, financial freedom, and other things that peak my interest in my spare time. The last few years “spare time” has been increasingly hard to come by, and apparently pandemics give me writers block, but I still want to share my story – and the story of others – here.

Over time:

Personal finance and investing has been a hobby and passion of mine since I was a teenager. A huge part of my success, and overcoming obstacles, has been reading inspiring stories of other women who had done the same.

Now I bring together my love of personal finance, desire to help others succeed, passion for teaching my kids about money, and stories of other successful women – whether they be breadwinning, six figure, millionaires or women seeking financial freedom here on Chief Mom Officer.

My Mission

My mission with Chief Mom Officer is simple. I want to help working women manage money (theirs, and their kids ), find success in their careers, overcome obstacles, and ultimately achieve the financial freedom they deserve – while still having (frugal) fun.

How am I accomplishing this mission? By publishing my work on this site, other sites around the web, public speaking, chatting on podcasts, and any other way I can think of. Interested in working together to further this mission? Reach out to me anytime at

More About Me

Interested in hearing more about my background? I’m a breadwinning mom to three wonderful active boys (18, 14, and 7), married for over 20 years to a husband who has always been the primary caretaker of the kids. Although I’ve worked my entire career in information technology for large corporations, I have a secret love of personal finance. In fact, my undergraduate degree is in accounting, and I have that MBA. You might say money is my hobby.

Back when I was a teenager, I read The Wealthy Barber in my town library and it opened my eyes to the potential of personal finance and investing. I’m a die-hard Boglehead, aka Vanguard fan – but from before it was cool. I received my MBA several years ago going to school part-time, while working full-time with two young children at the time. I enjoy coming up with frugal, creative, fun things to do together as a family. And a few years back, our family was saved by my good financial habits when my husband almost died from septic shock.

Overcoming obstacles and refusing to let them deter me from achieving my dreams is an ongoing theme in my life. I love helping to be a part of showing other people facing obstacles that it is indeed possible to overcome them and achieve your dreams.

Although I was always been a saver and investor, over time a bit of lifestyle inflation had crept in. After my husbands near death experience, I knew that had to change. We had to get serious about achieving financial freedom, because we knew from experience just how bad things could get. So we quickly dug out from “normal” debt, paid off the mortgage before I turned 40, saved and invested for retirement and college, and are working towards achieving financial independence, while having frugal fun together along the way. I also love teaching my kids important lessons about money in fun, different, and creative ways. And I share those here with you.

Stay In Touch!

Follow my blog (on the sidebar) for an e-mail notification of all my new articles. You can also connect over on Facebook or Twitter so we can stay in touch. On Instagram I love sharing pictures of our families fun and frugal adventures. You can also see what I’m pinning on Pinterest. Any questions? Need my help with something? Drop an e-mail to Thanks again for stopping by!

As Seen In

8th Annual Plutus Awards Finalist