Stop Spending to “Save” Money – Active Versus Passive Frugality

In order to master your financial life, you need to spend less than you make - right? Interestingly, there are two ways to do that, and one might lead to higher spending than the other. When people talk about saving money, what are they usually referring to? Saving money on a vacation Using coupons to … Continue reading Stop Spending to “Save” Money – Active Versus Passive Frugality

Your Tax Refund is Not a Reward

This past weekend I was driving my three boys to a family birthday party. We were listening to Pandora in the car-specifically the Final Fantasy music channel (why yes, we're a family of video game geeks. Don't judge). Since I'm too cheap to spring for the ad-free version of Pandora, we were also treated to some … Continue reading Your Tax Refund is Not a Reward

My Deal Scoring Strategy – Five Tips to Get the Best Deals (No Extreme Couponing Required)

I love a good bargain - don't you? But as a busy, full-time breadwinning mom of three, I don't have time for things like extreme couponing and shopping at three different grocery stores to score the lowest prices. When I'm FI, I bet I'll be doing those things for fun! (Admittedly, I have an odd … Continue reading My Deal Scoring Strategy – Five Tips to Get the Best Deals (No Extreme Couponing Required)

Three Fun and Frugal Tips for Kids Birthday Parties

As anyone with younger kids knows, birthday parties seem to be a must. Your child (along with the whole class) is usually invited to many, many parties over the years-starting in preschool. And you may feel obligated to throw your kids a nice birthday party and invite the whole class back. Well, today I'm going … Continue reading Three Fun and Frugal Tips for Kids Birthday Parties

A Fun and Frugal $11 Weekend in Connecticut

When you're a family of five living on one income (mine) with aggressive mortgage payoff and college savings goals, having a frugal good time is a must. Does that mean we sit at home in the dark all weekend (to save on electricity, of course), reading free books from the library by candlelight? Of course … Continue reading A Fun and Frugal $11 Weekend in Connecticut