Optimizing Your Expenses – One of the Keys to Financial Freedom

Doesn't "optimizing your expenses" sound so much more fun and important than cutting your budget? I think so, and that's the perspective I like to take on finding places to cut back on expenses. So far I've talked about making your plan to pay off non-deductible debt, protecting yourself and your family (both your personal … Continue reading Optimizing Your Expenses – One of the Keys to Financial Freedom

Writing Your Investment Policy Statement

Part of a solid foundation to financial freedom is protecting yourself and your family. That means protecting your property through insurance; your health, life, and ability to earn income; and your identity. But it also means protecting yourself from financial mistakes, and the best way to do that is through the use of an investment … Continue reading Writing Your Investment Policy Statement

Seven Steps to Take if Your Identity’s Been Stolen

Maybe you’re like me, and you receive a denial in the mail for a credit card you never applied to. Or maybe you start getting bills for things you never bought. Perhaps your first clue is when you look at your cell phone bill and suddenly see your phone plan changed and new phones you … Continue reading Seven Steps to Take if Your Identity’s Been Stolen

5 Steps to Protect Yourself From Identity Theft – Plus My Story

As part of the second tier of financial freedom, protecting yourself and your family against financial disaster was a key component. After all, a house built on sand cannot stand-and a financial plan built on the hope and wish nothing will go wrong is destined to collide head on with the realities of life. Last … Continue reading 5 Steps to Protect Yourself From Identity Theft – Plus My Story

Protecting Your Health, Life, and Ability to Earn Income – The Foundation To Financial Freedom

On Monday I talked about protecting your personal property - your car, your home/condo/belongings (for renters), and your assets. Today I'm going to deep dive into protecting your health, life, and ability to earn income. After knowing your net worth, getting to know your cash flow, discovering your dreams, and planning to pay off non-deductible … Continue reading Protecting Your Health, Life, and Ability to Earn Income – The Foundation To Financial Freedom