Using Your Bonus and Raise To Break The Golden Handcuffs

Your job - how's it going? Is it just pretty good, but not great? It pays the bills, but you wish you could make some changes at work. Maybe you disagree with some policies, think your boss isn't making the right calls, or feel frustrated that you can't accomplish what you want. But you're down … Continue reading Using Your Bonus and Raise To Break The Golden Handcuffs

Optimizing Your Expenses – One of the Keys to Financial Freedom

Doesn't "optimizing your expenses" sound so much more fun and important than cutting your budget? I think so, and that's the perspective I like to take on finding places to cut back on expenses. So far I've talked about making your plan to pay off non-deductible debt, protecting yourself and your family (both your personal … Continue reading Optimizing Your Expenses – One of the Keys to Financial Freedom

Protecting Your Health, Life, and Ability to Earn Income – The Foundation To Financial Freedom

On Monday I talked about protecting your personal property - your car, your home/condo/belongings (for renters), and your assets. Today I'm going to deep dive into protecting your health, life, and ability to earn income. After knowing your net worth, getting to know your cash flow, discovering your dreams, and planning to pay off non-deductible … Continue reading Protecting Your Health, Life, and Ability to Earn Income – The Foundation To Financial Freedom

Is it Snowing or Is It an Avalance? Planning to Pay Off Non-Deductible Debt

Getting out of debt. It's a dream for many, no matter what kind of debt you might have. I'm focusing today on the first part of the second tier of financial freedom - making a plan to pay off "non-deductible" debt. What's "non-deductible" debt again? It's the worst kind of debt-the kind where you can't … Continue reading Is it Snowing or Is It an Avalance? Planning to Pay Off Non-Deductible Debt

The Pyramid to Financial Freedom – Second Tier

I've talked about setting the foundation to financial freedom by getting to know your balance sheet (net worth), cash flow (dollars in/dollars out), and your dreams. Now we're going to move on to an introduction to the second tier, and we'll spend time over the next few weeks working our way through each specific topic. … Continue reading The Pyramid to Financial Freedom – Second Tier