It seems like many in the financial independence movement have the same goal – to quit their jobs and travel the world at 30 or 35. Now, there’s nothing wrong with that goal. If that’s what you’re working toward, I encourage you to follow your dreams and go for it. But I wanted to put […]
financial dreams
Why Your Savings Rate is Meaningless
Many personal finance (PF) bloggers talk a lot about their savings rate. There’s a lot of debate within the community on how to calculate it, and some bragging about whose is larger. If you’re just starting out saving and investing, it can be intimidating to read about all these people saving 50, 60, or 70% […]
Getting to Know Your Dreams – A Three Step Process to Discovering Where You Want to Go
Last week we worked our way through the foundation to financial freedom. First we got to know our balance sheet (or net worth), so we know where we stand right now in terms of our finances. Then we recorded our cash flow, so we know how much we have coming in and where it’s going every […]