debt

Stop Picking on Dave Ramsey-These 5 Scientific Studies Say He’s Right (Why Math Loses to Behavior)

I see a lot of people picking on Dave Ramsey’s less than mathematically ideal debt payoff method, the debt snowball.  Interestingly, social science says he’s right. When it comes to paying off debt, similar to investing, what matters the most is that it gets DONE. Picking the perfect method for paying off debt doesn’t matter …

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Getting Out Of Debt Following a Near Death Experience – Part Two

On Monday, I wrote all about our journey into debt. Going into my husbands planned surgery, we had an emergency fund set aside to deal with the costs. I also had other savings and investments that I hadn’t tapped, which were sitting and growing while this debt was also growing. As far as I’m concerned, …

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Getting Out Of Debt After A Near Death Experience – Part 1

I’ve written before about how my husbands near death from septic shock taught me about the importance of emergency funds and emergency planning. Today I’m going to write about how the experience impacted my attitudes about debt, and tell you my debt freedom story. I hope this story can either help you to keep out …

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