Use Your Latte Factor to Snowball Your Way to Millions

If you're into personal finance and investing like I am, you've likely heard of "The Latte Factor."  This is the concept first made famous by David Bach, the bestselling author of "Smart Women Finish Rich" and "The Automatic Millionaire." The examples he uses in his books are of people who usually pick up a latte … Continue reading Use Your Latte Factor to Snowball Your Way to Millions

Frugal Isn’t Cheap- Spend Less, Save More, and Live BETTER

This Sleep in Saturday's book review is of "Frugal Isn't Cheap: Spend Less, Save More, and Live BETTER" by Clare Levison, CPA (note - this is an affiliate link. If you want to buy the book, I'll get about a dime). The book opens with Clare checking in with her checking account - and surprise, … Continue reading Frugal Isn’t Cheap- Spend Less, Save More, and Live BETTER

Your Tax Refund is Not a Reward

This past weekend I was driving my three boys to a family birthday party. We were listening to Pandora in the car-specifically the Final Fantasy music channel (why yes, we're a family of video game geeks. Don't judge). Since I'm too cheap to spring for the ad-free version of Pandora, we were also treated to some … Continue reading Your Tax Refund is Not a Reward

The Truth Behind the Curtain: The In-Depth Analysis of Your 401k for Fun and Profit

After Monday's heart-wrenching post, I decided today I would do something lighter and more fun. So I decided to do a deep-dive into my companies 401k plan.  "That doesn't really sound like fun, CMO" you might be thinking. Au contraire, my good friend! First, it was much more fun than the three hour meeting I … Continue reading The Truth Behind the Curtain: The In-Depth Analysis of Your 401k for Fun and Profit

Going Into Crisis Mode – When It All Goes to Hell

Five years ago next week, my husband almost died of septic shock. To set the stage - at the time this happened, I was only 31 years old and he was 37. We had two small children, ages four (a preschooler) and eight (third grade). I've talked about this story before in my writing and … Continue reading Going Into Crisis Mode – When It All Goes to Hell