When Good Financial Ideas Go Bad – HSA’s

Health Savings Accounts, or HSA's. Everyone seems to love them, and feel like they're a miracle account.  Believe it or not, despite people telling you how great the HSA is, it's not actually right for everyone all the time. You need to be able to do some analysis on your personal situation to see if an HSA … Continue reading When Good Financial Ideas Go Bad – HSA’s

2017 Goal Check In – CMO’s April Report Card

All right, now that it's mid-May it's time to check in on my progress against my annual goals. New to the site? You can find out more about my annual goal-setting process here in my annual report. Since it's a new month, this is the point where many PF bloggers will either calculate or share their net … Continue reading 2017 Goal Check In – CMO’s April Report Card

Horrible Financial Ideas – When Fintech Goes Wrong

I'm always interested in learning the latest in FinTech - there are so many different apps and new ideas coming up every day, many of which are amazing or are focused on helping customers with their money. These FinTech companies are the opposite - instead of being committed to helping customers, they're gouging (in my … Continue reading Horrible Financial Ideas – When Fintech Goes Wrong

Learn To Live On Lentils, and You Will Become Financially Free

One of my favorite stories of all time is that of the philosopher Diogenes. It's brief, but powerful if you think of the financial message behind it. The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering the king. Said Aristippus, 'If you … Continue reading Learn To Live On Lentils, and You Will Become Financially Free

How I made $65k in Five Years by Buying Instead of Renting

It's Money Mondays, and today I thought I'd weigh in with my experience in the "home ownership" vs. "renting" debate with my story. You see, I've been a homeowner with a mortgage since a few months after I turned 20 years old.  I'm using "homeowner" a bit loosely here, since my first "home" was actually … Continue reading How I made $65k in Five Years by Buying Instead of Renting