Since it’s Christmas day today, I’m likely busy hanging out with my family having fun! If you celebrate Christmas, I hope you’re having a great day! Luckily Christmas is usually a no-spend day, since almost everyone is busy with family and most stores are closed. And if you don’t celebrate Christmas, I also hope you’re having an awesome day!
In case you’re trying to avoid family, or want to read money blogs on Christmas (which is cool with me), here’s a recap of some of my favorite Christmas articles.
Four Frugal Christmas Family Fun Ideas
What are the top things the CMO clan likes to do for the holiday season? Awesome stuff like making cookies, graham cracker houses, advent calendars and Christmas crafts. No $50 photo sessions with Santa in this house! Check out the post for full details, and pictures.

Christmas Spending Facts and Tips
Last year I wrote some awesome Christmas spending facts, and tips for busy working moms (like me!). As a certified Personal Finance Nerd, I enjoy checking out facts and figures about peoples spending habits. If you’re interested to see what spending looked like last year, and what tips I have for other working moms, check out the post here!
Make a Memory Book
If you struggled this year with getting a gift that was meaningful, and want an idea for the next gift-giving opportunity, check out the wonderful memory book my boys made for their great-grandmother on her final birthday with us. She passed away a month after they made this, and now we have it in our house as a wonderful memory of great-grandma. Bookmark this for next year!

Christmas Club
If this year you wished you had a little bit extra set aside for the holiday, why not open a Christmas Club at your favorite high-yield savings account, or using a savings app? Check out how we use this strategy at the CMO household for stress-free holidays. Well, at least financially stress-free holidays.
Have an awesome day! I’ll be back online later this week with some more awesome content.
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we usually give memory books to relatives on Christmas. It’s common to find discount or free codes for them from Shutterfly in late November.
Merry Christmas
Merry Christmas!
Merry Christmas to you!
Great ideas! Merry Christmas to you and your family!
You too!
Merry Christmas 1 day too late! (I was on the plane yesterday). And that gingerbread house looks great.
Never too late in my opinion-merry Christmas to you too!