The first year of contributing 10% to my 401k, I had a whopping $2500. Of course, back then I made $22k per year and was working my way through college, paying my own way through work reimbursements and my earnings. I had been reading books like The Richest Man in Babylon and The Wealthy Barber, … Continue reading Hack Your Way to Maxing Out Your 401k
The past few weeks, my mortgage company has been sending me increasingly urgent e-mails, telling me that the feds are going to be raising rates shortly and I better hurry and refinance my loan! Side note - yeah, they want me to refinance my 2.75% mortgage into something higher. Oh, and take out tens of … Continue reading The Feds Have Raised Rates – Now What?
What's the secret to something going viral? What causes "the latest thing" to go from early adopters into the mainstream? Why is it that back in 2008 almost no one had a smartphone, and today everyone has one? Malcolm Gladwell lets you in on the secret in "The Tipping Point: How Little Things Can Make … Continue reading The Tipping Point – Can We Make Financial Literacy Go Viral?
For many years, we didn't go on very many vacations outside small day trips in our state, or an overnight in Boston or New York. We went to Florida a few times (where my husbands brother and one of his sisters lives), and Washington DC (land of the free activities!), but mostly we stayed around … Continue reading Getting Your Kids Involved In Planning The Annual Road Trip
Your job - how's it going? Is it just pretty good, but not great? It pays the bills, but you wish you could make some changes at work. Maybe you disagree with some policies, think your boss isn't making the right calls, or feel frustrated that you can't accomplish what you want. But you're down … Continue reading Using Your Bonus and Raise To Break The Golden Handcuffs